KNL
Agriculture
Problem solving
- Collateral for loans with real estate, land or agricultural machinery
- The need for immediate sale of grain at an unprofitable price immediately after harvest to receive finances in the spring and autumn periods
New opportunity
- Use of grain stocks as collateral for assets received
- The conclusion of a transaction for asset tokenisation without the need to provide reporting documentation about the company's annual profit
Conditions of acceptance
- Standard financial model: repayment of loan amount and loan interest
- Reserves of grains or other crops are accepted as a promise to attract investment from agricultural producers
Housing
Problem solving
- Failed to complete construction due to a disruption in funding
- The need to conclude a loan contract with high interest rates to get financing
New opportunity
- Receive investments for the implementation of innovative projects in the construction industry
- Attract investment for project development with favorable conditions for repayment of loan funds
Conditions of acceptance
- Application for the KNL investment platform
- Guaranteed projects are projects that are implemented from the current developer / project where investment is requested
Oil industry
Problem solving
- Reduction of funds for seismic surveys
- Financial support from companies specializing in the oil industry only from countries
New opportunity
- The attractiveness of assets from KNL platform investors
- Funds received using the credit model for conducting research, drilling exploration
Conditions of acceptance
- Create new applications to attract investment in the platform
- As a mortgage loan investment, oil-producing companies provide raw materials - oil that was previously extracted
Fintech
Problem solving
- Close the fintech startup implementation due to lack of funds
- Bad or inadequate implementation of new ideas / startups in the FINTECH industry using Blockchain technology
New opportunity
- Receive funds to attract qualified personnel
- Attract investment in qualitative development of ideas and their implementation: from monetization to technical development of MVP startups
Conditions of acceptance
- Making an application is available for registered users of KNL
- To receive investments, you need to mark startups with detailed descriptions and benefits in your personal account on the KNL platform
Other industries
Problem solving
- Lack of funding for the development and implementation of new projects in other fields
- The need to attract investment for the development of innovative industries: robotics, artificial intelligence, and others
New opportunity
- Attract private equity in other industries
- Receive working capital to introduce innovations into existing projects, as well as developments in new industries, increasing profitability
Conditions of acceptance
- You need to create a new order on the KNL platform
- Users can create applications to increase capital in other industries that are not represented on the KNL platform
MARKET ANALYSIS
Over the past 20 years, the global market volume of agricultural exchange commodities has tripled: from 570 billion dollars in 2000 to 1.6 trillion dollars in 2016, according to the United Nations. The average annual growth rate is somewhere around 6%, however, after the 2008-2009 crisis, it dropped significantly, as in other exchange goods markets (such as oil, minerals, etc.). The distinctive feature of the agricultural product market is that its growth depends more on growing population needs than on the behavior of investors. According to data for 2016, the largest importers of agricultural products in the world, are the European Union (39%), the United States (10%) and China (8%), which in 2000 ranked only sixth with 2.3%. When it comes to exports, the European Union is still the leader (41%); followed by the United States (11%), Brazil and China. Russia occupies the 16th position in the world (1.1%). The biggest contribution to the growth of world markets is made by developing countries. Due to the fact that they have rapid per capita income growth, the result is an increase in food demand. In this way, in India in the 2000-2015 period income more than doubled, and in China - up to four times. Despite rapid market growth, trade in agricultural products is linked to some serious problems exacerbated by current climate change. in India in the period 2000 to 2015 income more than doubled, and in China - up to four times. Despite rapid market growth, trade in agricultural products is linked to some serious problems exacerbated by current climate change. in India in the period 2000 to 2015 income more than doubled, and in China - up to four times. Despite rapid market growth, trade in agricultural products is linked to some serious problems exacerbated by current climate change.
Market Analysis
The programs presented basically aim to replace the costs already incurred and reduce the debt burden on company loans, but they actually do not solve the main problem of farmers, which is providing easy access to loan funds. Considering that the existing method of charging floating funds for agricultural holders is often oppressive or unworkable, the founders of the KNL project have begun to develop their own platforms to support agricultural producers. We offer transparent accreditation procedures, borrowing, trading for farmers and storage of collateral plant volumes both in our own lifts or in partners. The KNL platform is a new economic model built on blockchain, providing tools for individual investors, small, medium and large businesses. This platform allows you to combine asset managers / owners and investors through new financial instruments that reduce the level of operating risk. Assets can be in the form of goods in real estate, agriculture, manufacturing, shares in companies and others. We create infrastructure based on the legislative framework to maximize investment safety and security on the KNL platform. Kernel-Trade is based on the Stellar "Token D" core network and uses advanced blockchain technology, such as fast processing of transactions with minimal costs, high security processes - from release / storage to transfer tokens to trading on the secondary market. manufacturing, shares in companies and others. We create infrastructure based on the legislative framework to maximize investment safety and security on the KNL platform. Kernel-Trade is based on the Stellar "Token D" core network and uses advanced blockchain technology, such as fast processing of transactions with minimal costs, high security processes - from release / storage to transfer tokens to trading on the secondary market. manufacturing, shares in companies and others. We create infrastructure based on the legislative framework to maximize investment safety and security on the KNL platform. Kernel-Trade is based on the Stellar "Token D" core network and uses advanced blockchain technology, such as fast processing of transactions with minimal costs, high security processes - from release / storage to transfer tokens to trading on the secondary market.
The main task of the KNL platform
- Digitalization of the bureaucratic process based on our own Blockchain, tailored to specifics
transaction features in the agricultural industry. This will give you the opportunity to be fast and reliable
locking up the conditions of each transaction between farmers and investors.
- Tokenisation of raw material assets is done through the integration of our own digitalization
elevator network with partner networks. For example, farmers' harvests can be stored in the KNL elevator
and act as transaction security. At the same time, tokenized assets (plants) can be used
transactions on our own Kernel-Trade exchange.
- Logistics process support, starting from transporting crops from the field to the elevator,
concludes with direct shipment of plants to the buyer when using a contract that can be submitted to the Kernel - Trade
exchange.
- The development of our cross-border payment network will be carried out with the help of tokenized
assets. This will make it possible to carry out financial coverage of export operations, shipments and contracts that cannot be sent on the online Kernel-Trade exchange, with a transaction speed of 1-3 seconds,
instead of 3-10 banking days. KNL transaction tokens will be equivalent to the supported securities
by raw materials stored in our own elevators and accredited partner elevators.
- Our own mechanism for investment insurance in future harvest or construction is not included
lost funds for investors.
OUR OWN BLOCKCHAIN APPLICATION
To provide operational activities, the KNL ecosystem uses 2 ETH-based tokens and a transactional KNL token with a Blockchain based in Stellar. At the project launch phase in October 2018, we chose an attractive investment strategy by selling VEXEL tokens in a closed loop framework with profitability payments. After the decision to make an IEO is made, we issue a new ETH token which will be traded on the exchange in 2019. The formation of key platform transactional elements will be carried out with the help of Stellar technology as part of our technology development. Blockchain itself. The investment model with the use of ETH tokens is permitted in a short time and with minimal costs to complete the main stages of fundraising to develop a revolutionary commodity exchange with a network of partner elevators and integrated with cross-border payment systems. Such an approach is a classic approach in the field of cryptocurrency investment. What's more, we provide investors with additional protection guaranteed against investment losses through special smart contracts that operate on the Ethereum network.
FUND DISTRIBUTION
6% | Operating costs
10% | Legal Security
10% | Development of our Stellar-based Blockchain
25% | Marketing and advertising
49% | Launch of exchange and issuance of transactional KNL tokens integrated with KNL cross-border payment systems
DISTRIBUTED TOKEN
5% | Fund
5% | Advisor
10% | Prize program
20% | Team
60% | Realization in IEO
ROADMAP
Concept development, market analysis and problem analysis related to farmer loans, team building, platform development, business plan development, temporary transaction approval for the purchase of the first elevator and partial payment
Official site launch, work on platform modules that include digital asset exchanges, company mergers, negotiations with potential advisors, development of corporate legal documents and smart token contracts, work on the first version of the web interface, marketing campaign planning
Pre-IEO starts with bonuses, preparation for launching crowdfunding platform modules, and digital asset exchanges, finalizing agreements with cryptocurrency exchanges, creating partner networks
IEO is aware of and registers on several exchanges, launches digital assets and crowdfunding platforms, receives licenses for exchange operations with cryptocurrency in Estonia, presents projects to private investors and creates investment collections, employs additional team members and advisers, attracts partners to the site, conducts investment transactions first, marketing campaigns, company presentations at several events in Russia and the CIS, starting marketing expansion in Europe and Asia, opening Swiss corporate offices
Opening of Hong Kong corporate offices, receiving licenses for exchange and banking activities in the UK, payment of the remaining amount for the purchase of the first elevator, project presentations at major agricultural exhibitions, international advertising campaigns, marketing campaigns in CIS countries, purchase of a second elevator, application release iOS and native Android
TEAM
Kolesnikov Andrey Grigorievich - Director General of KNL tokenization platform development Alhasov Roman - Developer, marketer of KNL project
Raiskiy Ilya - PR specialist - KNL tokenization platform unit
Minin Denis - Leading KNL project marketer, SMM coordinator
Glazov Andrey - Senior Marketing Research Analyst
Nesmashniy Denis - KNL Token Platform Tester
INFORMATION
AUTHOR
